Find & Compare Credit Unions
Across America
Explore 4,374 federally insured credit unions with NCUA financial data, health scores, and branch locations.
Credit Unions
Federally insured, Q4 2025
Total Members
Nationwide membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Browse by State
Credit union data for all 50 states, D.C., and U.S. territories
Top 10 Largest Credit Unions
Ranked by total assets — Q4 2025 NCUA data
| Rank | Name | State | Total Assets | Members | Health |
|---|---|---|---|---|---|
| #1 | NAVY FEDERAL CREDIT UNION | VA | $197.2B | 15.1M | B+ |
| #2 | STATE EMPLOYEES' | NC | $58.1B | 3.0M | B |
| #3 | SCHOOLSFIRST | CA | $35.4B | 1.5M | A |
| #4 | BOEING EMPLOYEES | WA | $29.4B | 1.6M | A+ |
| #5 | PENTAGON | VA | $29.3B | 2.8M | A |
| #6 | AMERICA FIRST | UT | $23.8B | 1.6M | B+ |
| #7 | MOUNTAIN AMERICA | UT | $21.9B | 1.4M | A |
| #8 | THE GOLDEN 1 | CA | $21.5B | 1.2M | A |
| #9 | ALLIANT | IL | $20.3B | 923K | A |
| #10 | SUNCOAST | FL | $19.7B | 1.4M | A+ |
Credit Union vs. Bank: Key Differences
Understanding the structural differences helps you make the right financial choice.
| Feature | Credit Union | Bank |
|---|---|---|
| Ownership | Member-owned cooperative | Shareholder-owned corporation |
| Purpose | Serve members, not-for-profit | Generate shareholder profit |
| Deposit Insurance | NCUA (up to $250,000) | FDIC (up to $250,000) |
| Interest Rates | Typically lower loan rates | Can be higher |
| Savings Rates | Often higher APY on savings | Often lower APY |
| Fees | Fewer and lower fees | More and higher fees |
| Membership | Must qualify to join | Open to anyone |
| Branch Network | Smaller; shared branching available | Typically larger network |
| Technology | Improving; varies by CU | Generally more advanced |
| Governance | Members vote on board | Shareholders vote |
Credit Union Guides
Free educational resources to help you make informed financial decisions.
What Is a Credit Union?
Learn what credit unions are, how they differ from banks, and why millions of Americans choose them for everyday banking.
Credit Union vs. Bank
A detailed side-by-side comparison of interest rates, fees, insurance, membership requirements, and technology.
How to Join a Credit Union
Step-by-step guide to finding eligibility requirements, opening an account, and making the most of your membership.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or any credit union. All financial data is provided for informational purposes only. Last updated: March 2026.